A quick reference for Luxembourg-resident investors holding UCITS ETFs — dividend and capital-gains tax, the reduced US withholding rate via tax treaties, allowances, and whether accumulating or distributing is more efficient.
No CGT on ETF gains. 15% dividend withholding. €1,500 allowance. Major financial hub — excellent treaty network.
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Related: UCITS withholding tax explained · UCITS vs US ETFs · All countries
Educational information only, not tax advice. Rates change and depend on your circumstances — verify with a qualified adviser.