How UCITS ETFs are taxed in France

A quick reference for France-resident investors holding UCITS ETFs — dividend and capital-gains tax, the reduced US withholding rate via tax treaties, allowances, and whether accumulating or distributing is more efficient.

Dividend tax

30%

Capital gains tax

30%

US withholding (treaty)

15%

Wealth tax

Tax-free allowance

None

Ireland tax treaty

Yes

Tax notes for France

Flat 30% PFU (Prélèvement Forfaitaire Unique) on all investment income including social charges. PEA account allows tax-free growth after 5 years.

Accumulating vs distributing: Accumulating better for long-term — defer tax until sale. Learn more →

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Calculate your exact net income

Upgrade to Pro to model any UCITS ETF in France — withholding, local tax, allowances and your real take-home income.

Educational information only, not tax advice. Rates change and depend on your circumstances — verify with a qualified adviser.